Interest Free* Finance

We can offer you an option to get you seated in your new or used cart or to put that new accessory on your cart in no time!

We are conveniently able to provide this easy finance option to you thanks to the team at humm90.

Buy Now, Pay Later!

6 months interest-free* finance available on all purchases between $250 – $50,000

Need longer?

Call us on 1300 93 88 11

We can provide quoted finance options on various terms to get you in your cart sooner.

Calculate your repayments & apply online 24/7

When selecting your interest-free period, please select the 6-month option.
If you require a longer-term greater than 6 months, call us for a personal quote.

1. APPLY

Apply online in minutes (you’ll need to be over 18, a permanent Australian resident and earning over $25,000 full time).

2. ACCEPT

The humm90 team will review your application, and pending you meet the eligibility requirements, you’ll get accepted.

3. AUTHORISE

Visit one of our stores and purchase what you want. To authorise your purchase, you’ll need to enter the second 4-digit code texted to you.

4. ENJOY

You’ll receive a welcome pack with your card within 10 days and monthly statements showing the minimum payment and due date.

Why choose Carts’n’Parts finance?

Carts’N’Parts Finance, provided by humm90, is Interest-Free* Finance. It’s easy to apply online and get a quick decision. What’s more, the process is entirely paperless.

Rapid approval – standard applications can be made online, or in store
Flexibility – approved customers can borrow up to $50,000
24/7 online access to your account
Convenience – make multiple purchases without having to re-apply each time
Reliability – reputable and recognised finance partner

Why humm90 Platinum Mastercard?

Features built to help you save interest.

The global acceptance of Mastercard.

Platinum extras for no extra fees.

No fees on overseas purchases.

All for a great value $99 annual fee.

The terms you must understand:

Interest free* means:

Approved applicants only.
Carts’n’Parts, as a retail partner of humm90 can provide you with a 6 month interest free term.
Fees, terms, conditions & a minimum purchase finance amount of $250 apply in order to be able to apply.
A $99 Annual Fee is charged on the account open date & annually on the anniversary of that date.
This Annual Fee must be paid in full within 90 days or it will attract interest at a rate disclosed by humm90.
A minimum monthly repayment is required.
Beyond the 6 month Interest Free Term, there will be interest (charged at the Expired Promotional Rate) payable on any outstanding balances after any Interest Free Period. See humm90.com/au/ for current interest rates.
Credit provided by humm Cards Pty Ltd, ABN 31 099 651 877 Australian Credit Licence number 247415
A purchase completed outside of the agreed chosen term in any approved transaction with Carts’n’Parts will incur a 90-day interest-free period.